Office of Consumer Protection (“OCP”), Consumer Mediation Program

Consumer Resources & Referrals List

Individual Legal Representation Referrals & Resources

DC Bar

 

A few logistics:

  • Location: Bread for the City Michelle Obama Southeast Center, 1700 Good Luck Road SE, WDC
  • Parking: Street parking
  • Time: 9:00 a.m. - 3:00 p.m. (depending on demand)
  • Masks: Required by venue

 

Bar Association of DC

 

DC Superior Court: Information & Resources for Representing Yourself in DC Superior Court: https://www.dccourts.gov/services/represent-yourself

  • DC Superior Court Civil Actions Branch: 202.879.1133
  • DC Superior Court Small Claims Branch: 202.879.1120

 

DC Debt Collection Defense Hotline (joint project of Legal Aid & Tzedek DC, in collaboration w/ Catholic Charities Legal Network, D.C. Bar Pro Bono Center, Legal Counsel for the Elderly, & Neighborhood Legal Services Program): Call 202.851.3387

 

Small Claims Resource Center Hotline (project of Neighborhood Legal Services Program) (for general questions about small claims court proceedings for both plaintiffs and defendants): Call 202.849.3608

 

Legal Information & Legal Services Provider Directory: www.Lawhelp.org/DC

 

DC REFERS: Online directory of lawyers offering reduced-fee services to people of modest means at https://www.dcrefers.org/

 

National Association of Consumer Advocates (NACA)

 

Other Places to File a Consumer-Related Complaint

Federal Trade Commission (FTC) Bureau of Consumer Protection

 

Consumer Financial Protection Bureau (CFPB)

  • https://www.consumerfinance.gov/
  • The Consumer Financial Protection Bureau, a U.S. government agency dedicated to making sure you are treated fairly by banks, lenders and other financial institutions.
  • You can submit a CFPB complaint about We currently accept complaints about: Checking and savings accounts; Credit cards; Credit repair services; Credit reports and other personal consumer reports; Debt collection; Debt settlement; Money transfers, virtual currency, and money services; Mortgages; Payday loans; Personal loans like installment and title loans’ Prepaid cards; Student loans; Vehicle loans or leases/
  • File a CFPB complaint online at https://www.consumerfinance.gov/complaint/, or call 855.411.2372.

 

USA.gov

 

NAAG – National Association of Attorneys General – list of AG offices

 

Better Business Bureau (BBB)

 

 

Contact Information for DC Government Agencies

Need to Contact a District of Columbia Agency – Visit the DC.gov Agency Directory at https://dc.gov/directory

Customer Service Contacts at Major Companies/Industries

Trying to Find Contact Information for Customer Service at Major Companies – Visit the Elliot Report’s Company Contact list at https://www.elliott.org/company-contacts/

 

Consumer Referrals and Resources by Subject Matter

Airline Disputes

Customer Service Contacts for Major Airline Carriers: https://www.elliott.org/company-contacts/#airline

U.S. Department of Transportation (DOT)File a Consumer Complaint

  • DOT recommends trying to resolve the consumer issue with the airline, before filing a DOT complaint.
  • DOT consumer complaint form: https://airconsumer.dot.gov/escomplaint/ConsumerForm.cfm

 

Automobile Disputes

Customer Service Contacts for Major Car Manufacturers:  https://www.elliott.org/company-contacts/#auto-manufacturer

DC Department of Motor Vehicles (DC DMV)

DC Lemon Law Information: https://oag.dc.gov/consumer-protection/consumer-alert-lemon-law

Better Business Bureau (BBB) Auto Line: https://bbbprograms.org/programs/all-programs/bbb-autoline

  • BBB Auto Line is a free dispute resolution program for the vehicle owners of participating manufacturers. BBB Auto Line helps setter vehicle warranty disputes without the need for an attorney by offering mediation and arbitration services to resolve automotive warranty, lemon law, class action, and other manufacturer disputes.
  • BBB Auto Line claim form

 

Bank/Financial Institutions

Customer Service Contacts for Major Bank/Financial Institutionshttps://www.elliott.org/company-contacts/#bank-financial-institution

 

DC Department of Insurance, Securities & Banking (DISB)

  • DISB regulates the following financial services entities: 1)insurance companies, insurance producers, health maintenance organizations, captive insurance companies, and risk retention groups; 2) investment advisers, investment adviser representatives, broker-dealers, broker-dealer agents, securities issuers, and agents of issuers; and 3) District and state-chartered banks, mortgage lenders and brokers, mortgage loan originators, check cashers, money transmitters, consumer sales finance companies, money lenders, appraisal management companies, student loan servicers, and consumer service contract organizations.
  • DISB Services & Resources: https://disb.dc.gov/
  • File a DISB Consumer Complaint: https://disb.dc.gov/page/consumer-services-division

 

Consumer Financial Protection Bureau (CFPB)

 

Office of the Comptroller of the Currency (OCC)

 

US Department of the Treasury: Personal Finance and Consumer Protection Information and Resources: https://home.treasury.gov/policy-issues/consumer-policy/personal-finance-and-consumer-protection-steps-for-quicker-financial-relief

 

 

Cable/Internet Disputes

Customer Service Contacts for Major Cable Providers: https://www.elliott.org/company-contacts/#cable

Customer Service Contacts for Major Internet Providers: https://www.elliott.org/company-contacts/#internet

Comcast

 

Cell Phone/Telecom Disputes

Customer Service Contacts for Major Telecom Provides: https://www.elliott.org/company-contacts/#telecom

 

Civil Rights/Discrimination

OAG Civil Rights resources:

 

DC Office of Human Rights (DC OHR)

 

U.S. Department of Justice (DOJ) Civil Rights Division

 

U.S. Equal Employment Opportunity Commission (EEOC) - (Federal)

 

Credit Card Disputes

Customer Service Contacts for Major Credit Card Companies: https://www.elliott.org/company-contacts/#credit-card

 

Instructions/Education on How to Dispute Credit Card Charges from the FTC: https://consumer.ftc.gov/articles/using-credit-cards-disputing-charges

 

Consumer Financial Protection Bureau (CFPB)

 

Credit Repair: Credit Scores & Credit Reporting

How to Get a Free Copy of Your Credit Report:

 

How to Find Out Your Credit Score; Information from the FTC: https://consumer.ftc.gov/articles/credit-scores

 

Tzedek DC, Legal Help for People in Debt

 

Consumer Financial Protection Bureau (CFPB)

Employment

OAG Workers’ Rights & Antifraud Resources

  • https://oag.dc.gov/worker-rights
  • Workers@dc.gov
  • Trabajadores@dc.gov
  • Phone: 202.727.3400 

 

Washington Lawyers’ Committee Workers’ Rights Clinic

 

  • Assists any worker with an employment related matter including unpaid wages, discrimination, family and medical leave act (FMLA violations), unemployment compensation, workers’ compensation, sexual harassment, barriers to employment, and sick leave violations.
  • Phone: 202.319.1040, 202.319.1000 ext. 118
  • Email: clinic@washlaw.org
  • https://www.washlaw.org/clinic

 

DC Office of Wage-Hour Compliance

  • https://does.dc.gov/service/office-wage-hour-compliance-0
  • The Office of Wage-Hour conducts compliance audits and works to recover unpaid wages for employees who have not been paid pursuant to DC wage laws, either administratively or through court action. Wage-Hour compliance involves ensuring adherence to the wage laws of the District of Columbia by holding employers accountable to the laws. Investigates employee claims for minimum wage, unpaid overtime, accrued sick and safe leave, and living wage matters.
  • Phone: 202.671.1880
  • Intake Form: https://does.dc.gov/page/office-wage-hour-employees

 

U.S. Equal Employment Opportunity Commission (EEOC)

 

Healthcare-related Disputes

Customer Service Contacts for Major Healthcare Providers: https://www.elliott.org/company-contacts/#healthcare

 

DC Department of Health

 

Medicare.gov

  • File a complaint about: 1) a doctor, hospital, or provider; 2) your health or drug plan; 3) your quality of care; 4) complaints about dialysis for kidney transplant care; 5) file a complaint about durable medical equipment.

 

The Joint Commission

 

The US Food and Drug Administration (FDA)

  • FDA is responsible for ensuring that foods are safe, wholesome, and correctly labeled. It also oversees medicines, medical devices (from bandages to artificial hearts), blood products, vaccines, cosmetics, animal food (including pet food) and animal drugs, and electronic products that emit radiation (such as microwave ovens and video monitors). FDA also regulates tobacco products.
  • Report a Problem to the FDA: https://www.fda.gov/safety/report-problem-fda

 

Home Improvement / Construction Disputes

DC Department of Licensing and Consumer Protection (DLCP)

 

DC Department of Buildings (DOB)

 

Housing Disputes (Homeowners & Tenants)

Resources for Homeowners

 

DC Department of Housing and Community Development

  • DHCD) is to produce and preserve opportunities for affordable housing and economic development and to revitalize underserved communities in the District of Columbia.
  • https://dhcd.dc.gov/

 

DC Legal Aid Society (LAS)

 

DC Homeowner Assistance Fund (DC HAF)

  • https://haf.dc.gov/
  • Phone: 202.540.7407
  • The DC HAF uses funding from the American Rescue Plan to provide grants to District Homeowners who have been affected by COVID-19 to help keep their home. The financial assistance program is accessed via a digital portal, that serves as a one-stop shop, providing grants to District homeowners impacted by COVID-19 who are struggling with their mortgage payments and other property or housing expenses.

 

DC Legal Counsel for the Elderly (LCE) – Age 60+

 

Housing Counseling Services, Inc. (HCS)

  • https://housingetc.org/
  • HCS provides comprehensive housing counseling, training, advocacy, technical assistance and housing opportunities for low- and moderate-income home buyers, homeowners, and tenants; to help them achieve successful living in healthy, safe, and affordable homes.
  • HCS Contact Information:
    • General Housing Information: 202.667.7706
      Email: info@housingetc.org
    • Rental Assistance Hotline: .202.667.7339
    • Cooperative and Condominium Department: 202.667.7608 or jadehall@adminhousing
    • Foreclosure Prevention Department: 202.265.2255 or foreclosure@housingetc.org
    • Emergency Rental Assistance: Contact the DC Department of Human Services to apply: https://erap.dhs.dc.gov or call DHS at 202.507.6666
    • Home Purchase Assistance Programs: 202.667.7706 or info@housingetc.org
    • Services for  Personas Living with HIV or AIDS: 202.900.9471 or mhap@housingetc.org or tbra@housingetc.org or efaprogram@housingetc.org
    • Supportive Services for Veteran Families: 202.667.7366 or ssvfprogram@housingetc.org
    • Tenant Services Department: 202.900.9464 or tenants@housingetc.org

Resources for Renters

 

DC OAG Tenant Resources: SocialJustice@dc.gov

Report Housing Discrimination: If District residents experience housing discrimination—like landlords not accepting housing vouchers—they can report it to:

 

DC Superior Court Landlord & Tenant Resources/Information: https://www.dccourts.gov/services/civil-matters/landlord-tenant

 

District of Columbia Housing Authority (DCHA)

  • https://www.dchousing.org/wordpress/
  • If a resident believes that DCHA has taken an action or failed to take an action that adversely affects their rights, duties, welfare or status and the resident has tried unsuccessfully to resolve the issue directly with the housing manager or office involved, the resident may file a grievance with the DCHA Office of fair Hearings, or the management office of the property in which they reside within one year of the action to be grieved.

 

DC Legal Aid Society (LAS)

 

DC Legal Counsel for the Elderly (LCE) – Age 60+

 

DC Office of Tenant Advocate (OTA)

  • https://ota.dc.gov/
  • OTA provides financial assistance for certain emergency housing and relocation expenses to tenants displaced by fires, floods, or government closures and OTA provides in-house representation for tenants in certain cases; and refers other cases to pro bono or contracted legal service providers and attorneys. 
  • Phone: 202.719.6560 or 711

 

Housing Counseling Services, Inc. (HCS)

  • https://housingetc.org/
  • HCS provides comprehensive housing counseling, training, advocacy, technical assistance and housing opportunities for low- and moderate-income home buyers, homeowners, and tenants; to help them achieve successful living in healthy, safe, and affordable homes.
  • HCS Contact Information:
    • General Housing Information: 202.667.7706
      Email: info@housingetc.org
    • Rental Assistance Hotline: .202.667.7339
    • Cooperative and Condominium Department: 202.667.7608 or jadehall@adminhousing
    • Foreclosure Prevention Department: 202.265.2255 or foreclosure@housingetc.org
    • Emergency Rental Assistance: Contact the DC Department of Human Services to apply: https://erap.dhs.dc.gov or call DHS at 202.507.6666
    • Home Purchase Assistance Programs: 202.667.7706 or info@housingetc.org
    • Services for  Personas Living with HIV or AIDS: 202.900.9471 or mhap@housingetc.org or tbra@housingetc.org or efaprogram@housingetc.org
    • Supportive Services for Veteran Families: 202.667.7366 or ssvfprogram@housingetc.org
    • Tenant Services Department: 202.900.9464 or tenants@housingetc.org

 

Landlord Tenant Legal Assistance Network (LTAN)

 

Bread for the City

  • https://breadforthecity.org/
  • Bread for the City’s Legal Clinic provides advice and representation to DC residents living with low-incomes and by helping tenants in landlord-tenant and subsidized housing cases.
  • Southeast Center - 1700 Good Hope Road SE, DC 20020
  • Northwest Center - 1525 7th Street NW, DC 20001
  • Phone: 202.386.7616 

 

Neighborhood Legal Services Program  (NLSP)

  • https://nlsp.org/
  • NLSP is a nonprofit legal services organization that provides free legal information, advice and representation to low-income District of Columbia residents on civil legal matters.
  • Phone: 202.832.6577
  • Intake Form: https://www.nlsp.org/contact/inquiry-form

 

Rising for Justice

  • Website:  https://risingforjustice.org/
  • Rising for Justice advocates for tenants in the District to avoid displacement and enforce their rights. If you have a hearing at Landlord and Tenant Court or have to file a document at Landlord and Tenant Court, you may come to our courthouse office to seek assistance on your court date or the day your filing is due.
  • Phone: 202.638.4798

 

Washington Legal Clinic for the Homeless

  • https://www.legalclinic.org/
  • Provides Legal Assistance for anyone in DC who is either homeless or at risk of becoming homeless.
  • Phone: 202.328.5500
  • Intake Form: https://www.legalclinic.org/contact-us/

 

DC Emergency Rental Assistance Program (ERAP)

  • https://erap.dhs.dc.gov/
  • The Emergency Rental Assistance Program (ERAP) helps District residents earning less than 40% of the Area Median Income (AMI) who are facing housing emergencies, by providing funding for overdue rent including late fees and court costs if qualified household is facing eviction. The program also supports security deposits and the first month's rent for residents moving into new apartments. The amount paid on behalf of eligible households depends on a household's income and available resources and is subject to certain limitations.
  • Phone: 202.641.4200
  • Intake Form: https://erap.dhs.dc.gov/ScreeningTool/Screening

 

Catholic Charities

  • www.catholiccharitiesdc.org
  • Catholic Charities offers many different housing programs designed to work with families and adults who are experiencing homelessness and/or trying to recover from substance abuse or mental health challenges.
  • Phone: 202.338.3100

 

Hotel & Travel Disputes

Customer Service Contacts for Major Hotel Providers: https://www.elliott.org/company-contacts/#hotel

 

Customer Service Contacts for Major Airlines: https://www.elliott.org/company-contacts/#airline

 

Customer Service Contacts for Major Cruise Lines: https://www.elliott.org/company-contacts/#cruise-line

 

Customer Service Contacts for Major Car Rental Providers: https://www.elliott.org/company-contacts/#car-rental

 

Customer Service Contacts for Major Online Travel Booking Sites: https://www.elliott.org/company-contacts/#online-travel-booking-sites

 

Customer Service Contacts for Major Travel Agencies: https://www.elliott.org/company-contacts/#travel-agency

 

Customer Service Contacts for Major Tour Operators: https://www.elliott.org/company-contacts/#tour-operator

 

USA.gov: Resources for filing a complaint about an airline, travel agency, hotel, or U.S. Embassy or Consulate

 

Identity Theft: Personal Identity Theft & Data Breaches

File a Local Police Report: DC Metropolitan Police Department

 

When Your Personal Information is Lost or Exposed Through a Data Breach

 

Federal Bureau of Investigation (FBI) Internet Crime Complaint Center (IC3)

  • The FBI IC3 is the central hub for reporting cyber crime. The public may file a complaint with the IC3 when they believe that they have been the victim of an internet crime.
  • File an IC3 complaint online: https://www.ic3.gov/home/filecomplaint

 

US Department of Justice (DOJ) – Advice  on What to do if You Are a Victim of Identity Theft or Identity Fraud: https://www.justice.gov/criminal-fraud/identity-theft/identity-theft-and-identity-fraud

 

Insurance Disputes

DC Department of Insurance, Securities & Banking (DISB)

  • DISB regulates the following financial services entities: 1)insurance companies, insurance producers, health maintenance organizations, captive insurance companies, and risk retention groups; 2) investment advisers, investment adviser representatives, broker-dealers, broker-dealer agents, securities issuers, and agents of issuers; and 3) District and state-chartered banks, mortgage lenders and brokers, mortgage loan originators, check cashers, money transmitters, consumer sales finance companies, money lenders, appraisal management companies, student loan servicers, and consumer service contract organizations.
  • DISB Services & Resources: https://disb.dc.gov/
  • File a DISB Consumer Complaint: https://disb.dc.gov/page/consumer-services-division

 

DC Office of the Health Care Ombudsman and Bill of Rights

  • The DC Office of the Health Care Ombudsman provides assistance to consumers with health insurance questions or problems.
  • Phone: 202.724.7491, or 1.877.685.6391
  • Email: healthcareombudsman@dc.gov

 

Department of Health Care Finance (DHCF)

  • DHCF can help if you have a hard time affording health coverage or if you have questions about eligibility for Medicaid or about current Medicaid benefits.
  • 202.442.5988
  • https://dhcf.dc.gov/service/medicaid

 

US Department of Labor

  • If you have a question, complaint, or dispute regarding insurance through a “self-insured” employer (typically a large company or one with locations in multiple states or countries, Labor may be able to help.
  • 866.444.3272
  • http://www.askebsa.dol.gov

 

Junk Mail

How to Get Less Postal Mail & Email  From Marketers:

  • FTC education info: https://consumer.ftc.gov/articles/how-stop-junk-mail
  • Consumers can register at the Direct Marketing Association’s consumer website, https://www.dmachoice.org/, and choose what catalogs, magazine offers and other mail they want to get. DMAchoice will stop most, but not all, promotional mail. This service costs a $4 processing fee, and the registration lasts for 10 years.
  • If you do not have online access, register by sending your name and address (with signature), along with a $5 processing fee (check or money order payable to the Association of National Advertisers or ANA) to:

DMAchoice
Consumer Preferences
P.O. Box 900
Cos Cob, CT 06807

 

 

How to Stop Credit  Card and Insurance Offers:

  • If you don't want to get prescreened offers of credit and insurance in the mail, you have two choices for opting out of those offers:
    • To opt out for five years: Go to optoutprescreen.com or call 1-888-5-OPT-OUT (1-888-567-8688). The phone number and website are operated by the major credit bureaus.
    • To opt out permanently: Go to optoutprescreen.com or call 1-888-5-OPT-OUT (1-888-567-8688) to start the process. But to complete your request, you’ll need to sign and return the Permanent Opt-Out Election form you’ll get after you’ve started the process.
    • When you call or visit optoutprescreen.com, they’ll ask for your personal information, including your name, address, Social Security number, and date of birth. Sharing your Social Security number and date of birth is optional, but the website says that giving this information can help them ensure that they can successfully process your request. It says the information you give is confidential and will be used only to process your request to opt out.

Licensing & Permitting

DC Department of Licensing and Consumer Protection (DLCP)

 

DC Department of Buildings (DOB)

Money-Lending & Money Lending Apps

DC Department of Insurance, Securities & Banking (DISB)

  • DISB regulates the following financial services entities: 1)insurance companies, insurance producers, health maintenance organizations, captive insurance companies, and risk retention groups; 2) investment advisers, investment adviser representatives, broker-dealers, broker-dealer agents, securities issuers, and agents of issuers; and 3) District and state-chartered banks, mortgage lenders and brokers, mortgage loan originators, check cashers, money transmitters, consumer sales finance companies, money lenders, appraisal management companies, student loan servicers, and consumer service contract organizations.
  • DISB Services & Resources: https://disb.dc.gov/
  • File a DISB Consumer Complaint: https://disb.dc.gov/page/consumer-services-division

 

Federal Trade Commission (FTC) Bureau of Consumer Protection

 

Consumer Financial Protection Bureau (CFPB)

  • https://www.consumerfinance.gov/
  • The Consumer Financial Protection Bureau, a U.S. government agency dedicated to making sure you are treated fairly by banks, lenders and other financial institutions.
  • You can submit a CFPB complaint about We currently accept complaints about: Checking and savings accounts; Credit cards; Credit repair services; Credit reports and other personal consumer reports; Debt collection; Debt settlement; Money transfers, virtual currency, and money services; Mortgages; Payday loans; Personal loans like installment and title loans’ Prepaid cards; Student loans; Vehicle loans or leases/
  • File a CFPB complaint online at https://www.consumerfinance.gov/complaint/, or call 855.411.2372.

 

Non-Profit Issues

OAG Anti-Trust & Non-Profit Section

  • The Office of the Attorney General (OAG) is officially responsible for oversight of charitable organizations and their assets in the District of Columbia, and tasked with protecting residents from fraud by charities and nonprofits.  Common examples of violations that prompt our office to bring court actions include governance violations, breaches of fiduciary duty, and diversions of nonprofit funds away from the organization’s purpose.
  • Consumers that have a nonprofit concern can email nonprofit@dc.gov

 

Public Transit Disputes

Customer Service Contacts for Mass Transit Providers: https://www.elliott.org/company-contacts/#mass-transit

 

DC Department of Transportation (DDOT)

 

Washington Metropolitan Area Transit Authority (WMATA)

 

Federal Transit Administration (FTA)

  • If you believe you have been discriminated against by a public transit provider, you may file an administrative complaint with the FTA Office of Civil Rights: https://www.transit.dot.gov/regulations-and-guidance/civil-rights-ada/file-complaint-fta

 

Realtor Disputes

District of Columbia Real Estate Commission

  • The District of Columbia Real Estate Commission regulates the licenses of professional real estate agents and protects consumers by upholding the District of Columbia real estate license law.
  • Phone: 202.442.4320
  • https://dlcp.dc.gov/page/real-estate-commission

 

Restaurant Disputes

DC Department of Health

 

Returning Citizens

  • Mayor’s Office on Returning Citizen Affairs (MORCA)
    • https://communityaffairs.dc.gov/morca
    • MORCA seeks to remove barriers to reentry and empowers residents to break the cycle of recidivism. Through MORCA case management program MORCA ensures that previously incarcerated people are connected to essential programs and services in areas such as employment, health, education, housing assistance, and social services.
    • Phone: 202.715.7670
    • Intake Form: https://dcmayor.secure.force.com/MORCARegistration

 

  • Public Defender Service (PDS)
    • https://www.pdsdc.org/
    • PDS is here to help DC Residents and Families navigate the District of Columbia’s juvenile and criminal legal systems.
    • Phone: 202.628.1200
    • Community Defender Division
      • Prisoner & Reentry Legal Services
      • Phone: 202-824-2801

 

Robocalls/Telemarketing Disputes

 

  • National Do Not Call Registry
    • The National Do Not Call Registry was created to stop sales calls from real companies. It’s free to register your home or mobile phone number.
    • https://www.donotcall.gov/
    • If you receive an unwanted call after your number was on the National Do Not Call Registry for 31 days, you can report it to the FTC: https://www.donotcall.gov/report.html

 

Scams: Lottery Scams, Charity Scams, Romance Scams, etc.

DC Office of Lottery and Gaming (OLG)

  • https://dclottery.com/
  • OLG is the regulatory body over all licensed gaming in the District of Columbia, including Lottery, Charitable Gaming, Sports Wagering, and Games of Skill. The OLG's Regulation and Oversight Division oversees the licensing process for gaming-related activities and ensures the operational compliance of licensee.
  • Phone: 202.788-2100 and 202.645.8000
  • Online Complaint: https://dclottery.com/olg/contact-us

 

Federal Trade Commission (FTC) Bureau of Consumer Protection

  • https://www.ftc.gov/about-ftc/bureaus-offices/bureau-consumer-protection
  • The FTC’s Bureau of Consumer Protection stops unfair, deceptive and fraudulent business practices by collecting reports from consumers and conducting investigations, suing companies and people that break the law, developing rules to maintain a fair marketplace, and educating consumers and businesses about their rights and responsibilities.
  • Report a Fraud to the FTC: https://reportfraud.ftc.gov/#/
  • FTC Fraud Report FAQs: https://reportfraud.ftc.gov/#/faq
  • Consumer Financial Protection Bureau (CFPB)
    • https://www.consumerfinance.gov/
    • The Consumer Financial Protection Bureau, a U.S. government agency dedicated to making sure you are treated fairly by banks, lenders and other financial institutions.
    • You can submit a CFPB complaint about We currently accept complaints about: Checking and savings accounts; Credit cards; Credit repair services; Credit reports and other personal consumer reports; Debt collection; Debt settlement; Money transfers, virtual currency, and money services; Mortgages; Payday loans; Personal loans like installment and title loans’ Prepaid cards; Student loans; Vehicle loans or leases/
    • File a CFPB complaint online at https://www.consumerfinance.gov/complaint/, or call 855.411.2372.

 

AARP Fraud Watch Network (for 60 years old and over)

Senior Citizen Consumer Resources

OAG Elder Justice Section

  • If you have an elder justice issue, please contact OAG’s Elder Justice Section at elder.justice@dc.gov. You can learn more about OAG’s elder justice work at https://oag.dc.gov/about-oag/our-structure-divisions/about-public-advocacy-division.

 

DC Department of Aging and Community Living (DACL)

  • https://dacl.dc.gov/
  • Phone: 202.724.5626

 

AARP Fraud Watch Network (for 60 years old and over)

 

DC Legal Counsel for the Elderly (LCE) – Age 60+

 

Student Loans

DC Student Loan Ombudsman

  • https://disb.dc.gov/studentloanhelp
  • The Ombudsman is an unbiased and confidential resource and evaluates the concerns of District borrowers and student loan servicers to promote collaborative solutions. The Ombudsman cannot represent borrowers or make decisions about specific loan forgiveness or repayment plans.
  • Phone: 202.727.8000

 

National Student Loan Center

 

U.S. Department of Education

  • MOHELA (Public Service Loan Forgiveness (PSLF))
  • 866-222-7060
  • 866-222-7060

Taxes

DC Office of Tax and Revenue (OTR)

  • https://otr.cfo.dc.gov/
  • MyTax.DC.gov
  • OTR provides a state-of-the-art, walk-in customer service facility, which is available to meet District taxpayers' needs.
  • OTR Customer Service Center, 1101 4th Street, SW, Suite W270,WDC 20024
  • Phone: 202.727.4TAX (727.4829)
     

DC Office of the Taxpayer Advocate (OTA)

  • OTA works with the public to offer individual assistance, provide outreach and education to the public, stakeholders and OTR, and engage in systemic advocacy.
  • Phone: 202.442.6348
  • https://taxpayeradvocate.dc.gov/

 

Internal Revenue Service (IRS) Taxpayer Assistance Center

  • https://www.irs.gov/
  • Assistance with account inquiries, Basic individual tax law assistance, check, money order, or cash payments (Exact Change is Required), Departing alien clearances, Form 911 PDF, Request for Taxpayer Advocate Service Assistance, Form 2290, Heavy Highway Vehicle Use Tax Return Identity Protection Personal Identification Number Request, Individual Taxpayer Identification Numbers and Form W-7 (More Information), Payment arrangements, Tax forms.
  • Phone: 844.545.5640 or local office: 202.803.9000
  • Get Help: https://www.irs.gov/help/ita

 

Free Tax Return Preparation for Qualifying Taxpayers

 

Utilities

Customer Service Contacts for Major Utilities Providers: https://www.elliott.org/company-contacts/#utilities

 

DC Department of Energy & Environment (DOEE)

           

Office of the People’s Counsel (“OPC”)

  • https://opc-dc.gov/
  • The Office of the People’s Counsel is an independent agency of the District of Columbia government. By law, it is the advocate for consumers of natural gas, electric and telephone services in the District. District of Columbia law designates the Office as a party to all utility-related proceedings before the Public Service Commission. The Office also represents the interests of District ratepayers before federal regulatory agencies. The Office is authorized to investigate the operation and valuation of utility companies independent of any pending proceeding.
  • File a Complaint Online: https://opc-dc.gov/file-a-complaint/
  • Phone: 202.727.3071
  • Email: info@opc-dc.gov

 

Public Service Commission for the District of Columbia (DCPSC)

  • https://dcpsc.org/
  • The DCPSC has jurisdiction over the electric (Pepco), natural gas (Washington Gas) and local telephone (Verizon) companies in the District.
    • Electric
      Pepco has a monopoly over the distribution of electricity to consumers, but the Commission also regulates Competitive Electric Generation and Transmission Suppliers who supply the generation and interstate transmission of electricity to Pepco’s distribution system.
    • Natural Gas
      Washington Gas, a WGL company, has a monopoly over the distribution of natural gas to consumers, but the Commission also regulates Competitive Commodity Gas Suppliers who supply the natural gas that flows through WGL’s pipes and mains.
    • Local Landline Telephone
      Verizon provides landline telephone service to the District. The Commission also regulates Competitive Local Exchange Carriers.
  • Phone: 202.626.5100
  • Submit a Question to DCPSC online: https://dcpsc.org/About-PSC/About-the-Commission/Contact-Us.aspx

 

Pepco

 

DC Water

 

​​​​​​​Washington Gas Light Company

 

​​​​​​​DC Water and Sewer (DC – WASA)

 

​​​​​​​The Greater Washington Urban League (GWUL)

  • https://www.gwul.org/
  • GWUL is in partnership with DC Water and PEPCO to provide assistance to families needing assistance with their electric and gas bills. Through the program families can apply for up to $500 for Electric and Gas and up to $350 for their water bill once per year to help pay for their utilities.
  • Phone: 202.265.8200
  • Intake Form: https://www.gwul.org/emergency-services

Veterans

DC Mayor’s Office of Veterans Affairs

 

US Department of Veterans Affairs

 

FTC Military Consumer Protection Resources: https://www.ftc.gov/news-events/topics/military-consumer-protection

 

Wire Fraud

FTC Advice What to Know Before You Wire Money: https://consumer.ftc.gov/articles/you-wire-money

 

If you sent money using a wire transfer company like MoneyGram or Western Union, contact that company right away. Tell them it was a fraudulent transfer. Ask them to reverse the wire transfer and give you your money back.

  • MoneyGram at 1-800-926-9400
  • Western Union at  1-800-448-1492
  • Ria (non-Walmart transfers) at 1-877-443-1399
  • Ria (Walmart2Walmart and Walmart2World transfers) at 1-855-355-2144

 

If you sent the wire transfer through your bank, contact them and report the fraudulent transfer. Ask if they can reverse the wire transfer and give you your money back.

 

Federal Trade Commission (FTC) Bureau of Consumer Protection

 

Consumer Financial Protection Bureau (CFPB)

  • https://www.consumerfinance.gov/
  • The Consumer Financial Protection Bureau, a U.S. government agency dedicated to making sure you are treated fairly by banks, lenders and other financial institutions.
  • You can submit a CFPB complaint about We currently accept complaints about: Checking and savings accounts; Credit cards; Credit repair services; Credit reports and other personal consumer reports; Debt collection; Debt settlement; Money transfers, virtual currency, and money services; Mortgages; Payday loans; Personal loans like installment and title loans’ Prepaid cards; Student loans; Vehicle loans or leases/
  • File a CFPB complaint online at https://www.consumerfinance.gov/complaint/, or call 855.411.2372.

 

​​​​​​​File a Local Police Report: DC Metropolitan Police Department

 

​​​​​​​When Your Personal Information is Lost or Exposed Through a Data Breach

 

​​​​​​​Federal Bureau of Investigation (FBI) Internet Crime Complaint Center (IC3)

  • The FBI IC3 is the central hub for reporting cyber crime. The public may file a complaint with the IC3 when they believe that they have been the victim of an internet crime.
  • File an IC3 complaint online: https://www.ic3.gov/home/filecomplaint

 

 

 

 

 

 

 

 

Additional Resources

Wage Rights Resources for Workers in the District of Columbia

Department of Employment Services
Office of Wage and Hour
Investigates employee claims for minimum wage, unpaid overtime, accrued sick and safe leave, and living wage matters.
Phone: (202) 671-1880
File a claim online at does.dc.gov

Washington Lawyers’ Committee for Civil Rights and Urban Affairs Workers’ Rights Clinics
Free walk-in consultations for workers on all areas of employment law.
Website: www.washlaw.org
Phone: (202) 319-1000

D.C Jobs With Justice
A coalition dedicated to protecting the rights of working people and supporting community struggles to build a more just society.
Website: www.dcjwj.org
Email: info@dcjwj.org 
Phone: (202) 930-3184

Many Languages, One Voice
Advocacy organization for immigrant communities.
Bilingual Spanish/English Community Organizers
Website: www.mlovdc.org
Ana Rondo: ana@mlovdc.org
Bruno Avila: bruno@mlovdc.org

District of Columbia Consumer Protection Laws

The District of Columbia’s general consumer protection law, which prohibits a wide variety of deceptive and unconscionable business practices, is called the Consumer Protection Procedures Act or “CPPA.”  It is codified at DC Official Code §§ 28-3901 to 28-3913.

The CPPA is enforced by the Office of the Attorney General (OAG), which brings civil actions in DC Superior Court to stop unlawful trade practices and recover restitution for consumers. The CPPA also provides for a private right of action: a consumer who is harmed by an unlawful trade practice may sue for treble damages (or $1500 per violation, if greater), punitive damages, and attorney’s fees, as well as an injunction against the unlawful trade practice.  The private right of action is codified at DC Official Code § 28-3905(k)(1).

In addition to the CPPA, the District of Columbia has many specific consumer protection laws, including laws addressing privacy, home mortgages, sales of automobiles, consumer credit, and debt collection.

General Consumer Protection Law:

Consumer Protection Procedures Act DC Official Code §§ 28-3901 to 28-3913

Links to Frequently Used Consumer Law Provisions

Consumer Law Provision Name DC Official Code
Private Rights of Action § 28-3905(k)
Debt Collection Law § 28-3814
Foreclosure Mediation § 42-815.02
Home Solicitation Sales Law § 28-3811
Lemon Law Remedy § 50-502
Unlawful Trade Practices (Listed) § 28-3904

Selected Consumer Protection Laws

Consumer Protection Law Names DC Official Code
Assistive Technology Device Warranty Act §§ 28-4031 to 28-4034
Automobile Consumer Protection Act (Lemon Law) §§ 50-501 to 50-510
Consumer Credit Protection Act §§ 28-3801 to 28-3816
Consumer Credit Service Organizations §§ 28-4601 to 28-4608
Consumer Lay Away Plan Act § 28-3818
Consumer Personal Information Security Breach Notification Act §§ 28-3851 to 28-3853
Consumer Security Freeze Act §§ 28-3861 to 28-3864
Direct Motor Vehicle Installment Loans §§ 28-3601 to 28-3603
Health Spa Consumer Protection Act § 28-3817
Hearing Aid Dealers and Consumer Act §§ 28-4001 to 28-4007
Home Equity Protection Act (Foreclosure Rescue Services) §§ 42-2431 to 42-2435
Home Loan Protection Act §§ 26-1151.01 to 26-1155.01
Identity Theft §§ 22-3227.01 to 22-3227.08
Installment Sales of Motor Vehicles §§ 50-601 to 50-610
Interest Rate Caps (Usury) §§ 28-3301 to 28-3315
Natural Disaster Consumer Protection Act §§ 28-4101 to 28-4103
Rental Housing Locator Consumer Protection Act § 28-3819

Resolving and Reporting Your Complaint

This section will walk you through the steps to becoming your own consumer advocate. It will also point you to places that can assist you along the way.

What to say to the business

  • First, get ready: Before you storm into the business and start shouting, sit down and figure out exactly what happened and what you want them to do about it. (Do you want a replacement product, an apology, a refund?)

    Get together all your records: receipts, warranties, repair orders, cancelled checks. Do not let anyone have your original papers. Give copies only.

    If you do not have records, start keeping them.
    • Keep a log of all calls and conversations with the company.
    • Keep a copy of all letters and correspondence.
       
  • Then, start talking: Begin with the salesperson that sold you the product or service. Tell the salesperson what went wrong and what you want. If the salesperson will not listen, speak to the manager.

    If the manager does not help, you may want to call the company's headquarters. Many have toll free numbers.

    If talking doesn't get results, then it is time to write a letter.

Put it in Writing

Who do I write to?

The company consumer affairs department, or if you can't find one, the president. Contact the manufacturer or parent company for the product. It may be different from the brand name that you find on the product.

How do I find them?

If possible, call the company's toll free number. Look for it on any papers you have received from the company, or try directory assistance at 1(800) 555-1212. Check the product label or warranty.

To find a DC business, call the Department of Consumer and Regulatory Affairs (DCRA) at (202) 442-4400. DCRA has the addresses of the companies it licenses.

What do I say?

Be calm, not angry or threatening. Type your letter, if possible, or make sure that your handwriting is neat and easy to read. Include your name, address, home and work telephone numbers, and account number, if any.

Make your letter brief and to the point. Include the date and place you made the purchase; who performed the service; information about the product (such as the serial or model number, warranty terms); what went wrong; who you talked to when you tried to resolve the problem; and what you want done to correct the problem. Give them a date by which you expect to hear from them before taking further action. Include copies, not originals, of all documents.

How should I send the letter?

You may want to send your complaint letter with a return receipt requested. This will cost more, but it will give you proof that the letter was received and will tell you who signed for it. Keep a copy of the complaint letter and all correspondence to and from the company.

Mediation

Mediation is a way to try to resolve a problem by having a neutral party help you come to an agreement with the business. There are several services and resources available to DC residents. Make sure you will still be able to go to court if the mediation does not work out.

District of Columbia Superior Court: The District court system provides free help before you file a lawsuit, including mediation, conciliation and referrals.

Multi-Door Dispute Resolution Program
District of Columbia Superior Court
500 Indiana Avenue, NW, Room 1235
Washington, DC 20001
(202) 879-1549
DC Bar: For the Public Website

Call for Action: This nonprofit organization provides free mediation to consumers with problems with businesses or government agencies. They also work with local media outlets to publicize consumer information at http://www.callforaction.org.

Call for Action, DC Local Office
WTOP AM & FM
5272 River Road, Suite 300
Bethesda, MD 20816
(301) 652-4357
Tuesday through Friday from 11 am to 1 pm
WTOP Call for Action Website

Better Business Bureau: This service, provided by the local business community, offers mediation and arbitration for a fee.

Better Business Bureau
1411 K Street, NW, Suite 1000
Washington, DC 20005
Phone: (202) 393-8000; Fax: (202) 393-1198
Website: http://www.bbb.org/

The Key Bridge Center for Mediation: This service offers free mediation to individuals and organizations throughout DC. They offer mediation from 7:00 am to 9:00 pm Monday through Friday and Saturday from 9:00 am to 4:00 pm.

The Key Bridge Center for Mediation
5335 Wisconsin Ave., NW, Ste 440
Washington, DC 20016
Ph: (202) 274-1822  Fax: (202) 274-1824
www.keybridge.org

I want to go to court (or talk to a lawyer)

If you have been unable to resolve your complaint with the business directly, or through mediation, you may want to take your complaint to the next step. Many people who cannot afford a lawyer use small claims court.

The following organizations can provide advice, referrals to attorneys, or representation for low-income DC residents.

Under the DC Consumer Protection Procedures Act, you may sue a business that acts unfairly or deceives you. Small Claims Court provides an avenue to plead your case without a lawyer for claims up to $5000. You may be able to get three times your actual damages or $1500 per violation, whichever is greater; plus attorney's fees; punitive damages; and an order that the business must stop an illegal practice. There are small filing fees.

Small Claims Court:

District of Columbia Courthouse
Court Building B
409 E Street NW, Room 120
Washington, DC 20001
Phone: (202) 879-1120
DC Bar Small Claims Court Information
Hours: Monday through Friday, 8:30 am - 5 pm
Wednesday, 6:30 pm - 8 pm; Saturday, 9 am - noon

Who Else Should I Tell About My Problem?

It's a good idea to tell a government agency as well. Agencies need a heads-up from you to find out when problems are developing that they should look into. You may help to prevent someone else from becoming a victim.

DC Agencies and Organizations:

  • Deceptive or Anticompetitive Business Practices
  • Cable Television
  • Discrimination
  • Financial Fraud
  • Insurance and Securities
  • Mortgage and Banking Practices
  • Utility
  • Local and federal agencies and organizations 

Contact TTY: 711

Submit a Consumer Complaint

Tips for Getting the Results You Want

Before you storm into the business and start shouting, sit down and figure out exactly what happened and what you want them to do about it. (Do you want a replacement product, an apology, a refund?)

Before you contact our office for help, you should make an effort to solve the problem yourself.

Following the tips below can help you save time and hassles.

  • First let the business know you have a problem. Talk to the business owner, manager, main office or whoever is in charge.
  • Be clear about your problem and ask the business to remedy the situation. Be specific about the action you want the business to take.
  • If your issue is not resolved, follow up with a letter—that way you have a record of your request. Be sure to refer to your initial conversation in the letter.
  • Keep copies of all correspondence. Also keep all original receipts, cancelled checks and credit card statements. If a business needs to see your documents, provide a copy—never an original.
  • If you do not have records, start keeping them: Keep a copy of all letters and correspondence.
  • Keep a log of all calls and conversations with the company and include the date and the time of the call, what was said and the name of the person with whom you spoke.

Send us an email or call our hotline: OAG Consumer Protection Hotline (202) 442-9828

Submit a Consumer Complaint Form

Contact TTY: 711

Jobs & Partner Opportunities

“There are so many great parts of interning at the Office of the Attorney General—and one of them is you get to see different kinds of the law. No one case is the same as the other. One day you’ll be working on employment law and the following day you’ll be working on civil rights issues or discrimination. You get to learn a lot in a short period of time!”

Ivy Kinyanjui, Intern Civil Litigation Division

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Tenant Resources

Office of the Tenant Advocate (OTA) Hotline

The Office of the Tenant Advocate (OTA)

  • Advises tenants on resolving disputes with landlords.
  • Helps clarify the rights and responsibilities of tenants and landlords.
  • Provides legal and technical assistance on further legal actions, such as filing tenant petitions.

Tenants with complaints regarding non-habitable living conditions can contact the Office of the Tenant Advocate at (202) 719-6560. If you believe your issue may be building-wide, please ask them to share your information with OAG. Also, tenants who have consumer complaints against their landlord such as improper withholding of security deposits, collection of illegal late fees or attorney’s fees, harassing calls from debt collectors, improper rent increases, and other potentially deceptive practices can call the OAG Consumer Hotline at (202) 442-9828.

Learn more...

Worker Rights

OAG's Workers' Rights Wins

OAG has established a track record of protecting District workers and is dedicated to continue growing and expanding its enforcement work. Learn about the legal wins OAG has secured to protect District workers from wage theft, as well as ongoing OAG efforts to fight for District workers here.

Workplace Rights Grant Program

The Workplace Rights Grant Program Act of 2021 established the Workplace Rights Grant Pilot Program at the Office of the Attorney General for the District of Columbia (OAG). The purpose is to provide grants to community-based organizations, including legal service providers, to educate and assist District workers on employment laws and to inform OAG’s work related to employment laws. Learn more about the program.

Domestic Worker Employment Rights Program

The Domestic Worker Employment Rights Amendment Act of 2022 established the Domestic Worker Employment Rights Grant Program at the Office of the Attorney General for the District of Columbia (OAG) in Fiscal year 2024. The purpose is to provide grants to community-based organizations working to develop educational materials for domestic workers and hiring entities, including safety and health information. Learn more about the program.

Public Advocacy Division

The Public Advocacy Division promotes the rights of District residents through civil enforcement actions—with a particular emphasis on protecting vulnerable and disadvantaged communities. The Division is focused on civil rights, workers’ rights, consumer protection, housing conditions, antitrust, non-profit enforcement, environmental enforcement, and protecting elders and vulnerable adults from financial exploitation. The Division also works with advocacy partners and other jurisdictions to tackle federal and nationwide issues that affect the rights of those living or working in the District.

Learn more...